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A Divorce Preview - How a CDFA can help me see my financial future in a divorce 



divorce preview package


 

The D-Word. Are you afraid to utter the words because you may not be able to stop the chain reaction that could follow?  Many of our clients are distraught over their marital situation and are concerned with the financial impact of divorce.  We offer a confidential “preview” of what divorce would look like if you uttered the words so you can decide whether to stay or to go. 

 

Introducing our "Divorce Preview" – it's a chance to look into the future to see what life might be like post-divorce.   One major concern that keeps people up at night is their financial security. Will you be okay once you take that step? 

 

Our Certified Divorce Financial Analysts (CDFAs) will provide you with a snapshot of what a settlement would look like. We'll talk about alimony, child support, parenting time, and all those nitty-gritty financial details. It's like taking a peek around the corner where you can see the different paths your financial life could take after divorce.  

 

Here's how we can offer a preview of what your divorce may look like: 

 

Projection of Future Financial Scenarios 

Our CDFAs use financial modeling to project various scenarios, including the division of your assets and debts, spousal support, and child support calculations, focusing on the potential impact on your long-term financial well-being. 

 

Where Will You Live? 

One of the biggest concerns is where you will live post-divorce.  We can assist you in reviewing your various options to let you start figuring out what you can afford, where you want to live, how much time you have to spend taking care of a home, if a lower maintenance townhome would be best, and even what your kids may think. We cover all of the aspects of starting a new life on your own. 

 

Understanding the Marital Estate 

In a divorce, assets acquired during the marriage are typically considered marital property, which is subject to a fair and equitable division. We can help you identify and understand the assets that belong to the marital estate, such as real estate, investments, retirement accounts, and more; giving 

you a chance to see what your new life would look like. 

 

Spousal Support 

Are you unemployed?  Do you work part-time? Do you have a fluctuating income?  Does your spouse have a complex compensation package?  Determining the appropriate income values to use in the Colorado Guideline Maintenance Calculation can be tricky.  We can help you understand how income is typically decided when it’s not that clear.  

 

 

Tax and Financial Implications 

Do you own rental properties?  Do you own a business?  You may be curious what it would look like if you need to sell or buy your spouse out. Can you give a story here or an example?   Do you own stock?  Is your spouse a partner of a firm or do they receive a lucrative compensation package that is complex and hard for you to understand?  Knowing how that may impact you in a property division is vital to being able to look ahead. 

 

How to Tell My Spouse? 

If you are ready to move forward with a divorce, it can be very scary and anxiety-producing just to utter the words.  What’s the best way to tell your spouse?  It depends.  Some couples’ dynamics are right for a compassionate conversation, others are too explosive and it may not be safe to “drop the bomb.”    We will share our experience with various scenarios that have and haven’t worked to help you prepare how to approach the subject. 

  

Do I Need an Attorney? 

We understand that some couples want to avoid attorneys. We also understand and can address when they need an attorney to advocate for them.  As we get to know your specific situation, we can assist and guide you on what may be best for you.  There are pros and cons to each path.  Once you have compassionately broached the subject with your spouse, it is up to the two of you to decide if you can facilitate divorce without attorneys or with attorneys.  We offer a 90-minute Initial Consultation where you and your spouse can learn about the various ways people divorce, what your options are, and how we can assist you using our non-attorney mediation process.  Should you prefer to have attorneys facilitate your divorce, we offer a quality group of experienced attorneys who can assist you through the legal process. 

 

Our goal in the 90-minute meeting is to help you make an informed decision about your future. If you've ever felt financially trapped in your current situation, this is your chance to see what life could look like on the other side. The whole experience is about making your choices clearer and more informed, so you can decide whether to stick it out or take a different path.  

 

 

Ultimately, it's your story, your life, and your choices.  We're here to offer you a glimpse into the possibilities.  We're here to provide support, answers, and the information you need to move forward. 

  

At Garske Divorce Mediation, we've got the #DivorcePreview ready, and we're confident we can help you make a wise and informed decision. 

 

To schedule a consult with a CDFA at Garske Divorce Mediation & Financial Analysis click here: 








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